Gain Control Over Your Money With our Budgeting Tool

With cost of living continuing to rise, managing and monitoring your expenses is vital to grow your wealth and fund your goals.

Taking control of your finances starts with understanding where your money goes. Creating a budget helps you see exactly how your money is being spent, empowering you to make informed decisions and align your finances with your priorities.

Whether you’re planning for the future, reducing expenses, or ensuring financial security, a budget can be the key to achieving your goals.

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How it works

Get started with our easy-to-follow downloadable tool and you’ll receive an overview of your expenses and potential monthly savings.

Simply provide your name, email address and phone number below to begin (This guide requires Microsoft Excel or an Excel-compatible application to be used effectively).

By downloading this tool, you consent to being contacted by us with relevant updates, offers, and additional information. We respect your privacy and will not share your information with third parties. You can opt out of communications at any time.

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    How does a Wealth Coach Help?

    Cashflow is the lifeline of your finances.

    Without clear visibility on your income, expenses, and spending habits, it’s easy to feel like you’re working hard but not getting ahead. A Wealth Coach helps you create a savings plans that are tailored to you —so you can feel in control, aware, and intentional about where your money goes.

    Did you know that people who track their spending even briefly tend to spend 15–20% less? (Behavioural science insights, 2022)
    That’s because awareness creates choice—and choice leads to change.

    When you have a clear picture of your cashflow, and support from someone who understands both the practical and emotional sides of money, you’re far more likely to follow through on your goals—whether that’s reducing debt, saving for something meaningful, or creating a life that feels less reactive and more intentional.

    Start Planning Your Future Today

    Join Wealth Maximiser for expert guidance and a personalised plan, along with a dedicated Wealth Coach, to help you achieve your savings goals.

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    Before getting started

    Disclaimer

    It’s important to understand that the overview provided by this calculation is for guidance only and should not be taken as financial advice. Your actual budget and savings goals  may vary based on personal circumstances, changes in economic conditions, and unforeseen expenses. We recommend consulting a qualified financial advisor to create a tailored plan that meets your specific needs.

    By downloading this tool, you consent to being contacted by us with relevant updates, offers, and additional information. We respect your privacy and will not share your information with third parties. You can opt out of communications at any time.

    Limitations

    The Budget tool has been developed by the Wealth Maximiser team using various sources and is intended for guidance only.

    The figures are in captured in Australian dollars.

    Whilst we aim to provide a variety of categories, we are unable to capture every type of expense.

    The potential savings amount does not account for any unforeseen expenses or change in circumstance and should be used a guide only.

     

    This budget tool is designed for single person use only.

    The tool provides a simple calculation to show if the person is on track with their savings goal by saving above or below the target entered.

    The budget tool should not be used as financial advice.

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    Wealth Maximiser Goal Setting Terms and Conditions 1. Wealth Maximiser is operated by NobleOak Services Limited ("NobleOak", "We" or "Our") ACN 112 981 718 AFSL 286798, Level 4, 44 Market Street Sydney 2000. 2. These Terms and Conditions apply to the offer of a complimentary Goal Setting call (Offer). By participating, customers agree to be bound by these conditions. 3. The Offer commences at 12:00 am (AEST) on 18 April 2024 and closes at 11.59pm (AEST) on 31 May 2024 (Offer Period). 4. This Offer is open only to permanent residents of Australia who are 18 years or over as at the date of payment. Both Wealth Maximiser and the Offer are unavailable to people who are: a. temporary visa holders; b. going through a marital or de facto relationship separation; c. experiencing a major medical episode or critical illness; d. earning less than $50,000 gross per year; or e. earning more than $500,000 gross per year (based on individual income). 5. Any information provided during the Goal Setting call will consist of factual information only. Before acting on any information received during the Goal Setting call you should consider whether it is appropriate having regard to your objectives, financial situation and needs. 6. Please view our Privacy Policy https://wealthmaximiser.com.au/page/privacy-policy for full details on how we handle your personal information. 7. For further information about Wealth Maximiser, please visit the Wealth Maximiser Terms and Conditions https://wealthmaximiser.com.au/terms-and-conditions, or the Wealth Maximiser website at https://wealthmaximiser.com.au. The information on the Wealth Maximiser website is of a general nature only and does not take into account your objectives, financial situation or needs. Before acting on any information on the Wealth Maximiser website you should consider whether it is appropriate having regard to your objectives, financial situation and needs.