This service is designed to help you manage and grow your wealth to achieve your most important financial goals, providing you with a simple and actionable plan tailored to your requirements.

Your first session with a Financial Adviser will be a one-on-one Strategy Session – this will last up to an hour. In this session your Financial Adviser will help you determine which wealth strategy may be best for you and go through your action plan. The Strategy Session is included in each of the Gold, Silver and Bronze packages.

If you are on a Gold plan, in addition to the Strategy Session, you will be invited to three Financial Adviser Check-in sessions per year. We will aim to arrange these approximately every three months. These sessions are intended to check your action plan is still working for you and for your Financial Adviser to answer any questions you may have.

If you are on a Silver plan, in addition to the Strategy Session, you will be invited to one Financial Adviser Check-in per year. We will aim to arrange this session approximately six months after your Strategy Session. This session is intended to check your action plan is still working for you and for your Financial Adviser to answer any questions you may have.

The Bronze plan does not include any Check-in sessions. If you want to include a Check-in session in your plan, you can ask to upgrade to the Silver or Gold plan.

For all plans, if your circumstances change significantly at any point let us know so we can adapt your action plan accordingly.

Under the Bronze, Silver and Gold plans, as you approach the anniversary of when you signed up for Wealth Maximiser, you will be invited to update your details on the website. If your situation has changed significantly at that point, you can book another Strategy Session to see if a different strategy may be more suitable, otherwise you can book in for a Check-in.

You can also speak to your Financial Adviser at the monthly online group coaching sessions. You can learn more about the group coaching sessions below.

We review your goals, risk tolerance, financial, and lifestyle situation to determine which overarching wealth strategies and associated actions may be a good fit for you.

After you have completed the client intake form and set up a call with your Financial Adviser, you will be emailed three wealth strategy options to review in discussion with your Financial Adviser. By way of example only, those strategies may include: a super and savings based strategy, an equities based strategy, an investment property based strategy.

Your strategy options will also include information on the indicative risk return profile of these strategies and how implementing those strategies may affect how likely you are to achieve your goals.

During the Strategy Session, your Financial Adviser will help you determine which wealth strategy is best for you and then talk you through the tailored year long action plan based on that strategy. Your action plan will include 16 actions for you to complete over four 90-day periods (with four actions per period). The plan will include a description of each action, a summary of risks and considerations, how each action relates to your goals and Wealth Maximiser’s nine wealth building blocks, and a checklist to work through to complete each action.

No, Wealth Maximiser does not include specific product recommendations. Our Financial Advisers can provide guidance to help you make informed decisions aligned to your goals on certain products (ETFs, Brokerage, Super, Wills and Estate Planning), however, the final product selection decision sits with you. This guidance is included in Silver and Gold plans and available for a small additional fee for Bronze clients.

This service may not be suitable for those seeking comprehensive financial advice.

For more information, please contact [email protected].

If you experience significant changes to your financial circumstances, this may change which wealth strategy you may want to use, and accordingly, your financial projection or goal likelihood. In this scenario, our Financial Advisers will need to re-review your advice, which may result in a new Statement of Advice and Strategy Session with them. This is included in the Gold plan and for our Silver and Bronze clients (who experience a significant change in circumstances during the year) available by paying an additional one-off fee of $299.

For more information on what is regarded as a significant change, please read our Terms and Conditions.

Yes, we take data security seriously. We use security measures to protect your financial information. Please see our privacy policy for more information.

The group coaching sessions will include 30 to 45 minutes of educational information on a hot topic, for example Investing in ETFs. They will also include 30 to 15 minutes for Q&A. In the Q&A you can ask questions that relate to your personal situation or strategy and your Financial Adviser will follow up with you separately if it requires a personalised answer.

Each monthly group coaching session will be hosted by one of our qualified Financial Advisers.

Wealth Maximiser may not be suitable for the following customers:

– those looking for specific product recommendations

– those looking for advice on general insurance or credit management services

– those looking for sophisticated investment management advice, or for advice on options, derivatives or cryptocurrency

– those currently going through a separation

– those expecting a major medical expense or critical illness

As we are a new service we currently do not provide advice for individuals currently on a temporary visa in Australia.

No, we do not take commissions or fees from other providers. The only fee we take is from customers purchasing monthly/yearly plans.

Each monthly educational email will include information tailored to your action plan or chosen strategy, to help you take steps forward.

It will also include one or two of the following:

– Details on significant market changes (e.g. interest rate changes)

– Reminder on key actions to complete at this time of the year (e.g. start tax planning)

– Educational content on hot topics (e.g. psychology of money)

Yes, we provide customer support to assist you with any questions or technical issues you may encounter please email [email protected]